Job
In this role, you will independently develop financial lines insurance products, optimize existing solutions, and drive innovative ideas forward – especially in the area of fidelity insurance and AI applications.
Job summary
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Your role in the team
- As Product Lead (m/f/d) Management Liability, you will independently oversee the development and ongoing enhancement of our Financial Lines insurance products, with a focus on our existing areas of D&O, legal expenses insurance, and fidelity insurance.
- You combine in-depth subject-matter expertise with an entrepreneurial mindset and bring product ideas to life in collaboration with the Product & Placement Strategy team, our insurance partners, and our platform team—from conception and negotiation through launch and continuous optimization.
- A particular focus is on further developing our VSV offering.
- In addition, you identify new product lines that create value and drive their development forward.
- In line with our AI-native strategy, you rethink product development and workflows, making AI practical for day-to-day work.
- In your role, you report directly to our Chief Broking Officer (CBO) and work closely with the Head of Broking Management Liability.
- Your focus is on product ownership and hands-on implementation.
- You shape our Financial Lines insurance products from the initial idea through to market launch and continuously develop existing solutions.
- You will also actively work on wording, coverage concepts, risk questionnaires, pricing approaches, and digital application journeys.
- You align your product development roadmap with the CBO and implement it together with the Product & Placement Strategy Team.
- You analyze the Financial Lines insurance market, regulatory developments, emerging risks, and changes in the competitive landscape.
- From this, you identify concrete areas for action for existing and new products and bring insights from broking, claims, and discussions with our partners into product development.
- You drive the professional and digital development of our fidelity insurance.
- Together with our insurance partners, you develop modern coverage concepts for evolving fraud and claims patterns.
- You optimize terms and conditions, risk assessments, and product comparisons, while also taking into account interfaces with Cyber and the requirements of our partner brokers and customers.
- Through practical training and targeted knowledge transfer, you empower the Management Liability and Cyber broking teams, as well as our partner brokers, to provide expert advice on VSV solutions and place them with confidence.
- You think beyond our existing offering and identify additional insurance solutions that create real value.
- You assess customer needs, market potential, and feasibility, develop concrete product concepts, and independently drive their implementation in coordination with the CBO.
- You independently conduct product-related negotiations on terms, pricing, and risk assessment.
- You develop and maintain strong relationships with insurers and underwriters, identify opportunities for joint development, and turn them into competitive insurance solutions.
- You identify suitable AI use cases for product development and product management—for example, wording analyses, comparisons of terms and conditions, or the preparation of product knowledge.
- Together with the relevant teams, you translate these into practical ways of working, ensuring professional quality, traceable results, and responsible use.
- You are responsible for the technical representation of our products on the Finlex platform, ensuring that agreed coverage details, rates, and underwriting logic are implemented correctly and kept up to date.
- Together with Broking and the platform team, you develop clear, efficient application journeys and translate business requirements into tangible improvements.
- You explain complex product topics in an accessible way and share your knowledge internally as well as with our partner brokers and insurance partners.
- You develop and deliver training sessions, seminars, and webinars, and represent our product expertise at relevant industry events.
Our expectations of you
Education
- You have completed a degree in business or law, completed vocational training in the insurance sector, or hold an equivalent qualification.
- You independently develop solutions, make well-informed technical decisions, and reliably see tasks through to completion.
Qualifications
- Ideally, you have in-depth knowledge to help us further develop our VSV offering.
- You combine analytical and strategic thinking with a structured, detail-oriented approach and a desire to actively work on products yourself.
- You don’t just want to maintain existing products—you want to identify new opportunities and turn them into market-ready insurance solutions.
- You keep customer needs, competitiveness, and practical feasibility equally in mind.
- You negotiate confidently with insurers and can explain complex technical matters clearly, both in writing and verbally, in German and English.
- You’re interested in digital platforms and have the drive to further develop product development and work processes in line with our AI-native strategy.
- You enjoy working with different departments, coordinating product-related topics reliably, and combining high professional standards with a pragmatic, solution-oriented approach.
- You value creative freedom, short decision-making processes, and an environment where you can try out new approaches and put them into practice effectively together with others.
Experience
- You have several years of experience in developing and negotiating insurance products and policy terms, particularly in D&O, legal expenses insurance, or VSV.
- Initial hands-on experience with AI-powered analytics and automation is a plus.
What we offer
- Attractive compensation package with a permanent employment contract in most cases.
- Good coverage with employer-funded occupational pension provision.
- 30 days of annual leave.
- 2 additional days off on Christmas Eve (24 December) and New Year’s Eve (31 December).
- Flexible working on-site, from home, or remotely.
- Flexible working hours tailored to your needs.
- Annual professional development budget.
- A wide range of training and development opportunities tailored to your needs.
- One-time budget for setting up your personal home office.
- Modern, ergonomically designed offices in Frankfurt am Main, Berlin, Maxdorf, Düsseldorf, Essen, and Vienna.
- Hot and cold drinks, fruit, and snacks in our offices to keep you refreshed.
- “Pluxee” card with a monthly allowance.
- Monthly subsidies for “Lease a Bike”.
- Attractive employee discounts through Corporate Benefits.
- Regular get-togethers and team events.
Benefits
Food & drink
Health, fitness & fun
Higher take-home pay
Work-Life-Integration
Topics you will work on
Job locations
About your employer
Finlex offers a fully automated platform and submission tool for insurance brokers, clients and insurers. Our vision is to become Europes largest digital ecosystem for Financial Lines and Cyber Insurances.
- Onsite, Hybrid
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